Life Cover for Individuals/Key Personnel
Life Cover, like most insurances offers some financial security in case of an event we all hope will not happen – premature death.
Most of us want to ensure that, in such an event, our dependents or business partners are provided for. There are various types of cover to consider.
- Level Term Assurance
a fixed sum of cover over a fixed number of years. - Increasing Term Assurance
increasing life cover as required over a fixed period. - Decreasing Term Assurance
decreasing cover for a fixed period e.g. for a repayment mortgage. - Renewable Term Assurance
life cover which can be renewed at the end of the term of years. - Family Income Benefit
a regular monthly payment tax free in lieu of a lump sum e.g. to replace lost income from a deceased partner.
Choosing between the various types and options is very important if you are to achieve the level of cover required at the optimum cost.
I, with the help of my support team, offer a comprehensive service which will help me to recommend the most suitable policy for you.
- Foster Denovo Limited is authorised and regulated by the Financial Services Authority. Foster Denovo Limited is entered onto the FSA register (www.fsa.gov.uk/register) under reference 462728.
- The Financial Services Authority does not regulate taxation and trust advice.
- The guidance contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
- Foster Denovo Limited is not a partnership in the legal sense, but uses the concept of partnership to symbolise commitment of its advisers to the same values and ideals, the number one of these being their commitment to looking after their clients.